Business Credit Cards - Canadian Credit Cards

Business credit cards help businesses earn rebates on business purchases and manage expenses properly. They allow business owners to separate business expenses from personal expenses, enjoy business benefits including year-end summaries, give employee cards at no additional cost, and receive exclusive access to events that are ideal for entertaining clients or treating staff, etc. Check out the best Canadian business credit card – American Express Business Gold Rewards Card from American Express Canada. It gives you 30,000 Welcome Points, redeemable for $300 in travel credit and lets you earn 1 point for every dollar in purchases charged to the card.


Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
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Marriott Bonvoy^® Business American Express^® Card Hide Benefits Show Benefits	21.99% APR	N/A	$150	Excellent, Good, FairApply Now View Card Details
Earn 60,000 welcome bonus Marriott Bonvoy points Earn 60,000 Welcome Bonus Marriott Bonvoy points after you spend $5,000 on your Card in your first three months of Cardmembership. Earn Marriott Bonvoy points that you can redeem in a variety of ways: Earn 5 points for every $1 in Card purchases at participating Marriott Bonvoy hotels. Earn 3 points for every $1 spent on eligible gas, dining and travel Earn 2 points for every $1 spent on everything else Redeem points for free nights with no blackout dates at over 7,000 of some of the world's most extraordinary hotels and resorts around the globe. Use your points for flights on some of the world's leading airlines Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere. Leverage your cash flow with the option of carrying a balance or paying in full each month Control employee expenses plus track and accumulate points on your account with Supplementary Cards, so you have an opportunity to maximize the points you earn. Experience the exclusive benefits of the Marriott Bonvoy Business American Express^®* Card. Receive an Annual Free Night Award automatically each year after your anniversary Receive 15 Elite Night Credits each calendar year with your Marriott Bonvoy Business American Express Card. These can be used towards attaining the next level of Elite status in the Marriott Bonvoy program Upgrade to Gold Elite status after you charge $30,000 in net purchases to your Card each year, or when you combine 10 qualifying paid nights within one calendar year with the 15 Elite Night Credits from your card. American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply
American Express^® Business Gold Rewards Card^® Hide Benefits Show Benefits	N/A	N/A	$199	Excellent, GoodApply Now View Card Details
Earn 40,000 bonus Membership Rewards^® points Earn a welcome bonus of 40,000 Membership Rewards^® points after spending $7,500 in purchases within the first three months of Card membership. Plus, earn 10,000 bonus points in each calendar quarter when you spend $20,000 or more. That could add up to $400 in value every year. That's $400 in statement credits that can be reinvested in your business. Earn points that you can redeem in a variety of ways Earn 1 Membership Rewards point for every dollar in purchases charged to the Card and get the most out of your business expenses. Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program. Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan^®* and Avios. Unlock business possibilities with a full suite of business management tools that give you more control over your business - anytime and anywhere Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most. Pay for business expenses over time with Flexible Payment Option This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 21.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account. Access comprehensive insurance coverage for your travel needs. Access Travel Emergency Assistance, and up to $100,000 Travel Accident Insurance when you fully charge your tickets to your Business Gold Rewards Card. Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Gold Rewards Card. Save money when travelling with complimentary Car Rental Theft and Damage Insurance Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Gold Rewards Card. Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection^® Plan Double the manufacturer's original warranty up to one additional year with Buyer's Assurance^® Protection Plan Access to coverage for mobile devices purchased for business use. Access Mobile Device Insurance of up to $1,000 in the event of theft, loss or accidental damage, anywhere in the world, when you fully charge or finance the purchase price of an eligible mobile device on your Business Gold Rewards Card. American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.
Business Platinum Card^® from American Express Hide Benefits Show Benefits	N/A	N/A	$799	Excellent, GoodApply Now View Card Details
Redefine what you'll experience and discover with Platinum Earn up to 150,000 bonus Membership Rewards^® points. Offer ends Jan 28, 2025. Earn 110,000 Membership Rewards^® points after you charge $15,000 in net purchases to your Card in your first 3 months of Cardmembership. Offer ends Jan 28, 2025. Plus, earn 40,000 points when you make a purchase between 14 and 17 months of Cardmembership. Offer ends Jan 28, 2025. That's up to $1,500 in statement credit that can be reinvested in your business Earn points that you can redeem in a variety of ways. Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program. Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan^®* and Avios. Bolster your business with up to $820 in annual business and travel statement credits Enroll your eligible Card and earn up to $500 in business statement credits on qualifying purchases with Dell and Indeed. Enroll and earn up to $120 in eligible Wireless Credits each year. Access a $200 Annual Travel Credit each year of your Cardmembership Unlock spending power and payment flexibility with a full suite of business management tools that give you more control over your business - anytime and anywhere Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history. Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most. Pay for business expenses over time with Flexible Payment Option. This charge Card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full Charge. This rate is effective from the day the account is opened. The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account. Extend payment solutions with Supplementary Cards for your employees. Enjoy special benefits for you and your business. Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1400 airport lounges worldwide. This includes The Centurion^® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience. Enjoy premium benefits at the Toronto Pearson Airport, including access to the Pearson Priority Security Lane and discount on parking. Get access to discounted base fares for you and your travel companions when you book through the International Airline Program. Enjoy Fine Hotels + Resorts benefits at over 1,300 properties worldwide like guaranteed late check-out, complimentary breakfast for two, and more with Business Platinum. Upgrade your stay with premium status at leading hotel brands like Hilton Honors and Marriott Bonvoy
American Express^® Aeroplan^®* Business Reserve Card Hide Benefits Show Benefits	21.99% APR	N/A	$599	Excellent, GoodApply Now View Card Details
*Earn up to 90,000 Welcome Bonus Aeroplan^® points. Earn 65,000 Aeroplan points after spending $10,500 in purchases on your Card within the first 3 months. Plus, earn an additional 25,000 Aeroplan points when you spend $3,500 in purchases in month 13. Earn Aeroplan points that you can redeem in a variety of ways. Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations^®, 2 points for every $1 spent on eligible hotels and car rentals.* Earn 1.25 points for every $1 spent on everything else. Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere. Leverage your cash flow with the option of carrying a balance or paying in full each month Control employee expenses plus track and accumulate points on your account with Employee Cards, so you have an opportunity to maximize the points you earn. Unlock business travel possibilities to make every work trip one to look forward to. Access more than 1,200 Priority Pass™ airport lounges around the globe. That means an oasis of comfort before your flight-regardless of your choice of airline or cabin class Enjoy access to select Air Canada Maple Leaf Lounges™ for you and a guest, and Air Canada Café™; in North America, with a same day ticket on a departing Air Canada or Star Alliance^®* flight Enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada, together with up to eight companions Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges) Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card. Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice If you're departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, Complimentary Valet Service, 15% discount on parking rates, and 15% discount on Car Care Services Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels. Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more. Unlock two-car-class rental upgrades, expedited service, dedicated phone line, and more with complimentary upgrade to Avis President's Club American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment

Marriott Bonvoy® Business American Express® Card

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Earn 60,000 welcome bonus Marriott Bonvoy points
Earn 60,000 Welcome Bonus Marriott Bonvoy points after you spend $5,000 on your Card in your first three months of Cardmembership.

American Express® Business Gold Rewards Card®

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Earn 40,000 bonus Membership Rewards^® points
Earn a welcome bonus of 40,000 Membership Rewards^® points after spending $7,500 in purchases within the first three months of Card membership.

Plus, earn 10,000 bonus points in each calendar quarter when you spend $20,000 or more. That could add up to $400 in value every year.
That's $400 in statement credits that can be reinvested in your business.
Earn points that you can redeem in a variety of ways
Earn 1 Membership Rewards point for every dollar in purchases charged to the Card and get the most out of your business expenses.
Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan^®* and Avios.
Unlock business possibilities with a full suite of business management tools that give you more control over your business - anytime and anywhere
Take advantage of purchasing power that grows with your business with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history
Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
Pay for business expenses over time with Flexible Payment Option
This charge card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full charge. This rate is effective from the day account is opened. Interest rate of 21.99% applies to your Flexible Payment Option balance. This rate is effective from the day the Flexible Payment Option is first available on your account.
Access comprehensive insurance coverage for your travel needs.
Access Travel Emergency Assistance, and up to $100,000 Travel Accident Insurance when you fully charge your tickets to your Business Gold Rewards Card.
Plus, access Lost or Stolen Baggage Insurance, Flight Delay Insurance, and Baggage Delay Insurance when you fully charge your airline tickets to your Business Gold Rewards Card.
Save money when travelling with complimentary Car Rental Theft and Damage Insurance
Access coverage that can protect your business purchases when you charge the full price of eligible items to your Business Gold Rewards Card.
Protect your eligible purchases against accidental physical damage and theft for up to 90 days with Purchase Protection^® Plan
Double the manufacturer's original warranty up to one additional year with Buyer's Assurance^® Protection Plan
Access to coverage for mobile devices purchased for business use.
Access Mobile Device Insurance of up to $1,000 in the event of theft, loss or accidental damage, anywhere in the world, when you fully charge or finance the purchase price of an eligible mobile device on your Business Gold Rewards Card.
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information click the Apply now link. Conditions apply.

Business Platinum Card® from American Express

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Redefine what you'll experience and discover with Platinum
Earn up to 150,000 bonus Membership Rewards^® points. Offer ends Jan 28, 2025.

Earn 110,000 Membership Rewards^® points after you charge $15,000 in net purchases to your Card in your first 3 months of Cardmembership. Offer ends Jan 28, 2025.
Plus, earn 40,000 points when you make a purchase between 14 and 17 months of Cardmembership. Offer ends Jan 28, 2025.
That's up to $1,500 in statement credit that can be reinvested in your business
Earn points that you can redeem in a variety of ways.
Earn 1.25 Membership Rewards points for virtually every $1 in purchases and get the most out of your business expenses
Enjoy an exceptional line-up of rewards redemption options for you and your business, including travel, dining, entertainment, gift cards, merchandise, and more with Membership Rewards program.
Transfer points to frequent flyer and hotel programs, including one-to-one to Aeroplan^®* and Avios.
Bolster your business with up to $820 in annual business and travel statement credits
Enroll your eligible Card and earn up to $500 in business statement credits on qualifying purchases with Dell and Indeed.
Enroll and earn up to $120 in eligible Wireless Credits each year.
Access a $200 Annual Travel Credit each year of your Cardmembership
Unlock spending power and payment flexibility with a full suite of business management tools that give you more control over your business - anytime and anywhere
Enjoy financial flexibility with no pre-set spending limit on purchases. With this Card, your purchasing power adjusts dynamically with your Card usage, and can grow over time, as long as you make your payments on time and maintain a good credit history.
Maximize your cash flow with up to 55 interest free days so you can keep more cash on hand when you need it most.
Pay for business expenses over time with Flexible Payment Option.
This charge Card has both Due in Full and Flexible Payment Option balances. All Due in Full balances must be paid each month. Interest rate of 30% applies to each delinquent Due in Full Charge. This rate is effective from the day the account is opened. The Preferred rate of 21.99% applies to your Flexible Payment Option balance. If you have 2 separate Missed Payments in a 12 month period, the Flexible Payment Option rate for your account will be 25.99%. If you have 3 or more separate Missed Payments in a 12 month period, the Flexible Payment Option rate will be 28.99%. These rates are effective from the day the Flexible Payment Option is first available on your account.
Extend payment solutions with Supplementary Cards for your employees.
Enjoy special benefits for you and your business.
Take full advantage of the American Express Global Lounge Collection which unlocks access to over 1400 airport lounges worldwide. This includes The Centurion^® Lounge network, Plaza Premium Lounges, and hundreds of other domestic and international lounges designed to enhance your travel experience.
Enjoy premium benefits at the Toronto Pearson Airport, including access to the Pearson Priority Security Lane and discount on parking.
Get access to discounted base fares for you and your travel companions when you book through the International Airline Program.
Enjoy Fine Hotels + Resorts benefits at over 1,300 properties worldwide like guaranteed late check-out, complimentary breakfast for two, and more with Business Platinum.
Upgrade your stay with premium status at leading hotel brands like Hilton Honors and Marriott Bonvoy

American Express® Aeroplan®* Business Reserve Card

Apply Now

Earn up to 90,000 Welcome Bonus Aeroplan^®* points.
Earn 65,000 Aeroplan points after spending $10,500 in purchases on your Card within the first 3 months.

Plus, earn an additional 25,000 Aeroplan points when you spend $3,500 in purchases in month 13.
Earn Aeroplan points that you can redeem in a variety of ways.
Earn 3 points for every $1 spent on eligible purchases made directly with Air Canada and Air Canada Vacations^®*, 2 points for every $1 spent on eligible hotels and car rentals.
Earn 1.25 points for every $1 spent on everything else.
Make the most out of a full suite of business management tools that give you more control over your business - anytime and anywhere.
Leverage your cash flow with the option of carrying a balance or paying in full each month
Control employee expenses plus track and accumulate points on your account with Employee Cards, so you have an opportunity to maximize the points you earn.
Unlock business travel possibilities to make every work trip one to look forward to.
Access more than 1,200 Priority Pass™ airport lounges around the globe. That means an oasis of comfort before your flight-regardless of your choice of airline or cabin class
Enjoy access to select Air Canada Maple Leaf Lounges™ for you and a guest, and Air Canada Café™; in North America, with a same day ticket on a departing Air Canada or Star Alliance^®* flight
Enjoy Priority Check-In, Priority Boarding, and Priority Baggage Handling when you fly with Air Canada, together with up to eight companions
Receive one Annual Worldwide Companion Pass when you spend $25,000 in net purchases prior to your Card anniversary date; your Pass entitles you to buy an accompanying Air Canada economy class ticket for a companion at a fixed base fare from $99 to a maximum of $599 CAD (plus taxes, fees, charges, and surcharges)
Stay focused on getting where you need to go. Receive up to $100 CAD in statement credits every four years when NEXUS application or renewal fees are charged to your Aeroplan Business Reserve Card.
Pay with your American Express Aeroplan Business Reserve Card and present your Aeroplan Membership Card at over 170 Aeroplan partner brands and 120 online retailers via the Aeroplan eStore to earn points twice
If you're departing from Toronto Pearson International Airport, enjoy the benefits of being an American Express Aeroplan Business Reserve Cardmember. Get more from your travel experience with access to Pearson Priority Security Lane, Complimentary Valet Service, 15% discount on parking rates, and 15% discount on Car Care Services
Roll over any unallocated Aeroplan Elite™ Status Qualifying Miles and unused eUpgrade Credits to the following year to enjoy during your travels.
Enjoy priority access to the standby list and eUpgrades. Get prioritized on the standby waitlist for an Air Canada flight and higher priority when you request an eUpgrade
Earn 1,000 Status Qualifying Miles and 1 Status Qualifying Segment for every $5,000 in eligible net purchases charged to your Card
Book flight reward tickets for even fewer points with Air Canada. In addition to flights, you can also redeem for hotel stays, car rentals, vacation packages, merchandise and more.
Unlock two-car-class rental upgrades, expedited service, dedicated phone line, and more with complimentary upgrade to Avis President's Club
American Express is not responsible for maintaining or monitoring the accuracy of information on this website. For full details and current product information, click the Apply Now link. If you apply and get approved for an American Express Card, (I/we) may receive compensation from American Express, which can be in the form of monetary payment